Used Car In-House Financing Requirements


Used Car Dealers Austin offers unbelievably great in-house financing options. Being no credit check car dealers, we help our clients to get the car they wanted with ease. We also offer cheap down payment for cars and affordable loan rates. Talk to our loan advisors to see it for yourself.

Used Car In-house Financing Requirements:

  • Residence: 1 year min. residence at current address required (exclusions apply). Austin surrounding area or other cities(with higher down payment) Bring the following: lease contract, utility bills. If no lease or utility bills available mailed bank statements ,recent official mail, older W-2’s, tax returns might be accepted with higher down payment.
  • Job: 1 year min. at a current job required (exclusions apply). W-2 or Tax Return for the past 2 years, 4 recent check stubs with qualifying income, 2 recent bank statements. If self employed: 4 bank statements + 2 years tax returns(or 1099’s for 2 years with qualifying income). IF receive Social Security Income or Award letter income need: over $2000 monthly income with 2 years of bank deposit history plus lease agreement, utility bills with 2 years minimum required at current residence.
  • TX License: Other states or countries OK call for terms.
  • Down Payment in Cash or Credit Card under Buyers name Only.
  • Insurance: Standard Comprehensive collision coverage required same day with a dealer listed as a lien holder.
  • Down Payment advertised is based on all finance requirements met.

For faster and hassle-free transactions, make sure that you bring the right documents before your scheduled visit. Discuss your needs with our loan advisors and they’ll explain our terms to you. We will also discuss the available options to used cars finance. Once you agree with our terms, the sky’s the limit! Choose from the cars in our inventory to see what we have on offer.

Online Used Car Finance Application

For your convenience, you may now apply for credit online. Kindly fill out the application form with all the necessary information. Disregard the portion of the application that asks for information about trade-in. We do not currently accept car trades.

You can also print out the application so you can fill it out and bring it with you to one of our stores.

Get Started Today!
Fill out our secure online application.

Applicant / Cosigner Information

First Name, Middle Initial *

Last Name *

Email Address *

Day Phone Number *

Date of Birth

Driver's License

Employment Information




Business Phone

Employment Status

Employment Start Date

Gross Salary before taxes

Housing Information


City, State, Zip

Residence Move-in Date

Residence Status

Housing Payment


Available Down Payment

Select Vehicle

Comments/ Questions


Terms : I certify that the above information on this application for credit and any attachments I may send regarding this application are accurate and complete. I authorize and instruct any person or consumer reporting agency to compile and furnish any information it may have that may be required for the purpose of a credit transaction and agree same information shall remain your property whether or not credit is extended. I authorize you to obtain information from others concerning my credit standing and other relevant information impacting on this application and to provide others with information about your experience with me. I understand that I must update this credit information at your request and if this credit information changes. Used Car Dealers Austin performs I.D./D.L. background check on all NEW clients. This is not a credit check. Any information found in could be used in determining your down payment/application approval. We are not a government entity, therefore we reserve the right to refuse service to anyone for any reason. You must click the "Terms" checkbox above and the "Submit Your Application NOW" button on this form to process your application for credit any further.