Used Car Financing Requirements

Financing Requirements Made Easy at Used Car Dealers Austin!

Used Car Dealers Austin offers unbelievably great in-house financing options. Being no credit check car dealers, we help our clients to get the car they wanted with ease. We also offer cheap down payment for cars and affordable loan rates. Talk to our loan advisors to see it for yourself.

Below are the requirements for our auto sales finance:

  • Residence: You must be living in your current address for a minimum of 1 year (exclusions apply). As proof of residence, please bring one of the following:
    • Lease contract, utility bills (recent and 6 months back) + phone bill.
    • If no lease or utility bills available, bank statement and mail proof might be accepted but you will be required to pay a higher down payment.
  • Job: You must be in your current job for a minimum of 1 year (exclusions apply). Bring one of the following:
    • 3 recent check stubs + w-2 or tax return for proof 1 yr. Back
    • business card + bank statement + tax return if self employed
    • Social Security Income or award letter proving over $1200 monthly income if unemployed
  • TX License – Other states or countries OK call for terms.
  • Insurance: Standard Comprehensive collision coverage required same day with a dealer listed as a lienholder.
  • Down Payment in Cash Only. (Note: Down Payment advertised is based on all finance requirements met.)

For faster and hassle-free transactions, make sure that you bring the right documents before your scheduled visit. Discuss your needs with our loan advisors and they’ll explain our terms to you. We will also discuss the available options to finance used cars. Once you agree with our terms, the sky’s the limit! Choose from the cars in our inventory to see what we have on offer.

Online Credit Application

For your convenience, you may now apply for credit online. Kindly fill out the application form with all the necessary information. Disregard the portion of the application that asks for information about trade-in. We do not currently accept car trades.

You can also print out the application so you can fill it out and bring it with you to one of our stores.

Get Started Today!
Fill out our secure online application.

Applicant / Cosigner Information

First Name, Middle Initial *

Last Name *

Email Address *

Day Phone Number *

Evening Phone Number

Date of Birth

Social Security Number

Driver's License

Employment Information




Business Phone

Employment Status

Employment Start Date

Gross Salary before taxes

Housing Information


City, State, Zip

Residence Move-in Date

Residence Status

Housing Payment


Available Down Payment

Select Vehicle

Comments/ Questions


Terms : I certify that the above information on this application for credit and any attachments I may send regarding this application are accurate and complete. I authorize and instruct any person or consumer reporting agency to compile and furnish any information it may have that may be required for the purpose of a credit transaction and agree same information shall remain your property whether or not credit is extended. I authorize you to obtain information from others concerning my credit standing and other relevant information impacting on this application and to provide others with information about your experience with me. I understand that I must update this credit information at your request and if this credit information changes.